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Obtaining a payday loan is a very simple process and just about anyone can obtain one. However, there are a few requirements when it comes to getting a loan like this. The individual who is applying for the loan must be a citizen of the United States. They will also need to be at least 18 years old, currently employed, and the owner of a checking account. The reason the applicants must be employed is because a payday loan is basically a short-term loan designed to hold people over with some money until they receive their paycheck. Once they do receive their paycheck from their place of work, they are expected to pay the loan back. Applicants will need to have a checking account because this is where the payday loan lenders will place the money if the applicant is approved.
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The operator of this website is not a bank or lender of any kind. All information you provide us is used in securing you a payday loan from one of the many banks/lenders we represent. The personal, financial and employment information that we collect is stored electronically during the duration of the application. All financial and employment data is immediately removed from our system upon acceptance of your application from the bank/lender that approves your application. Acceptance of your application does not mean approval. We will work diligently to secure you a payday loan. There is no charge to you for this service. You will occasionally receive offers from us or a designee that relates to financial services such as credit card offers, payday loan offers, etc. You have the right to stop these offers by unsubscribing here (Unsubscribe). We want your experience to be positive. It is in that spirit that we offer this information so that you are aware that we are not a bank /lender and your data is secure, because your data is electronically transferred to the lender who has accepted your application for a payday loan. Use of this site constitutes agreement with these policies. Please be advised that the owner of the site may revise these policies or others, so it's always important to read all information thoroughly. The owners of this site and our lenders comply with all state and federal regulations to short-term loans. This offer may not be available in all states.